Capital that moves at your client’s speed.
Score the file, match it against 109 lenders, publish the plan, and walk the client through it — on the portal they already use.
109 lenders scored44 soft-pull prequals41 business-credit vendors$99 per client unlocked · no monthly fee
This is the portal your client gets. It is driving itself.
Not a video — the product, on a timer, in your browser. Click any item on the rail to take the wheel.
Every view, as they scroll.
One screen says where they are.
Stage, readiness, next call, what is missing — and the advisor pinned at the bottom of every page.
Eight stages. What they do, what unlocks.
The client never asks “what happens next.” The guide says it, and the current stage is lit.
Five steps, ten minutes.
Personal, employment or business, reports, documents. Auto-saved. No SSN ever typed into the portal.
Report → Blueprint → Roadmap.
The plan you published, in order, with the lender and the play for every step. They check steps off; you see it.
Documents land without a login.
You send a request; they upload from the text on their phone. Every file lands in the Vault and you get the bell.
Filled from the report. Slide, and see.
Every open balance, already there. Payoff date, interest kept, and the dollars to the 30% and 10% lines.
One next call, always.
Discovery, strategy, kickoff, check-in — the one that is next is the only one offered. One active booking at a time.
Your side. Dashboard to funded to invoiced.
The morning’s signals, the pipeline, 109 lenders scored, a file published, an outcome logged — and the success-fee invoice drafts itself.
Counted from the product, not promised.
Lenders scored per file
Banks, credit unions, fintech, MCA, equipment, private. Add your own.
Soft-pull prequals
Flagged, and sequenced first.
Zero-percent intro products
Stacked before the term loan.
Vendors · steps to build business credit
From entity and EIN to bank credit.
White-label on your domain · encrypted at rest · row-level isolation per workspace · software, not a lender.
What could a file qualify for? What is your book worth?
What could a client be looking at?
The capacity estimate the portal shows, on numbers you type. Same tier factors your workspace ships with; tune them in Funding settings.
Illustrative arithmetic, not an offer, a pre-approval or a guarantee. Lenders decide; amounts, rates and eligibility vary by lender, product, file and state. Not financial advice.
What is your book worth funded?
Your inputs multiplied together, net of the client unlocks. Not a forecast.
17× what the unlocks cost, on your numbers. Approvals are the lender’s decision; your fee is governed by your client agreement and state law.
Add it to your plan, or make it the plan.
On a SCAIL plan, it comes in the Growth Pack. Funding only? It is its own plan.
- Readiness score, approval radar, capacity estimate, simulator, scenario roadmap
- 109-lender directory with pull matrix, gates, playbooks and your own lenders
- Client funding portal: onboarding, Start Here, Funding Hub, schedule, vault
- Business Credit Builder — 41 vendors, 29 steps, tracked per client
- Funding Services Agreement, e-sign, success-fee invoicing
- Personal, business and hybrid modes; 3 staff seats included, then $50/mo per additional seat
- Everything Business Funding does in the Growth Pack, as the plan itself
- White-label portal on your own domain, your logo, your colors
- Automations, affiliates, sales-rep commissions, team schedules
- 200 AI analyses and 300 report imports a month
- Upgrade to Pro any time to add credit repair to the same files
Answered straight.
Is this a lender, or a broker?
Neither. SCAIL scores the file and drafts the sequence; you advise the client; the client applies; the lender decides. SCAIL never touches an application or a dollar of the funding, and never takes a share of your fee.
Does it guarantee approvals?
No, and be suspicious of anyone who says theirs does. Every score is descriptive — how the file compares to what the lender publishes and to what you have seen at that lender before. The whole point of the simulator is to make a weak file strong before it is put in front of an underwriter.
What does the client actually see?
A guided portal: a Start Here guide, five-step onboarding, their readiness with the reasons, the plan you published in the order to work it, each step’s playbook, the vault, one next call to book, the underwriting read if you recorded one, and every outcome. Not the lender scores, not the simulator, not your draft.
How is this different from a funding-only platform?
They start where the file is already clean. SCAIL starts with the disputes, watches the deletions land, and scores the same file for funding the day it is ready — so the client you spent months repairing is the one you fund, on the same portal, with no re-onboarding and no second tool. And if you only do funding, the repair side switches off.
How does the success fee get billed?
You set it once — a percent of the funded amount, a flat figure, or none. Logging an application as funded drafts an invoice on the file for exactly that; you send it. The signed Funding Services Agreement is what makes it collectable, and state law on advance fees is yours to follow.
What about the states that regulate funding advice?
Many states regulate anyone paid to help obtain credit, and some prohibit fees before the credit is obtained. The desk flags those states on the file, the setup fee requires your attestation, and the generated agreement opens with a note to have counsel review it. Read the add-on terms.
Stop funding from a spreadsheet.
Thirty days, nothing charged, the desk at its real limits. Import one client’s report and watch the plan write itself.
Software, not a lender. Nothing on this page is a promise of credit — lenders decide. Funding add-on terms.