SCAIL reads your credit report, finds the violations line by line, and writes your dispute letters citing the statute. You review them, sign them, and mail them certified with tracking — from inside the software. $99 a month. Cancel any time.
0 of 100 seats taken · $99/month for as long as you stay subscribed
A done-for-you program charges you for somebody's time spent operating a tool. This is the tool. The same engine that writes letters for professional firms on SCAIL reads your file instead — and you keep the $1,400 difference.
| A done-for-you program | SCAIL DIY | |
|---|---|---|
| What you pay | $1,500 and up, often plus a monthly fee | $99 a month, cancel any time |
| Who reads your report | A specialist, when your file comes up | The AI, the minute your report lands |
| Who writes the letters | Them, from a template library | The AI, against your actual accounts, citing the statute |
| Who decides what to dispute | Them | You. Nothing leaves without your approval |
| Certified mail with tracking | Usually extra | Built in, at cost |
| Seeing your own file | A monthly update email | Live, every item, every round, every response |
Prices for done-for-you programs are the range those services commonly advertise, including Credit Repair Evolved's own $1,499 program. They are not quotes from any particular company.
You are buying a tool, not a service. SCAIL reads your report and drafts your letters; you decide what to dispute, you approve every letter, and every letter goes out over your own signature. Nobody at SCAIL contacts a bureau on your behalf, and nothing is sent that you have not read and approved. That is the deal, and it is the reason this costs $99 instead of $1,500.
Not us, not anyone. Accurate information that is reported correctly stays on your report, and no tool changes that. What SCAIL does is find what is inaccurate, unverifiable or reported in violation of the FCRA and put it in front of the bureau properly. What comes back depends on your file.
You have the right to dispute items yourself, directly with each bureau, at no cost, and to get a free copy of your report at annualcreditreport.com. You are paying SCAIL for the reading, the drafting, the mailing and the tracking — not for a right you already have.
Cancel from your billing screen in two clicks; the subscription stops at the end of the month you have paid for. Your letters and your analysis are yours — download them before you go.
Because a self-serve product is only as good as the support behind it, and we would rather hold the first hundred people's hands than take a thousand and answer nobody. The first 100 seats keep $99 a month for as long as the subscription stays active. After that the price goes up for new accounts, and the people already in keep theirs.
It is the number of live seats taken, read straight out of our billing records. If somebody cancels, their seat genuinely opens back up — which is why the number can go down.
Yes, and it is separate from the $99. SCAIL needs a fresh tri-bureau report to work on and to prove a deletion actually happened; monitoring is what supplies it. We point you at the one we use and the link is in your setup screen. It is a few dollars a month, paid to them, not to us.
Your analysis is written within minutes of your report landing. Your first letters can be in the mail the same day. The bureaus get 30 days from the delivery scan to respond, so the first real answers come back in about a month — and your file shows the clock.
Ask Halo inside the portal; it knows your file. There is a tutorial video on every screen. If it is a billing or account problem, text us at 714-478-7478 and a person answers.
Your Social Security number and any logins you store are encrypted, and every time one is revealed it is logged. Your file is walled off at the database level from every other account on the platform.
Yes — tell us and we will move you onto a done-for-you program, with what you have already paid this month credited. Some people want the tool; some want somebody else to drive it.
When the 100 are gone, the price for new accounts goes up. The people already in keep theirs.