Resources / Metro 2 and reporting
PDF
Federal Student Loan and Servicer Reporting Error Checklist
A checklist for student loan tradelines whose servicer status, balance or history contradict each other.
What is inside
- Status, balance and history fields to check against the statement
- Duplicate and paid-off loan patterns that show up as errors
- When to verify with the servicer and the official source
Who it is for: Dispute operators and clients with federal or private student loans reporting on their consumer file.
Questions
Can a dispute remove an accurate student loan?
No. A dispute corrects inaccurate, incomplete or unverifiable information. An accurate loan stays on the report, reported correctly.
Who confirms the program rules?
The official source for the loan program. Verify the current rule with that source before advising a client, and do not rely on this sheet for it.
SCAIL is software and does not repair credit or promise results. Educational information, not legal advice. Laws change; verify with counsel.