Referral Partner Kit for Lenders, Realtors and Auto Dealers

A one-page partner kit for lenders, realtors and auto dealers, with the RESPA rules flagged before you start.

What is inside

What the one-page partner description must say and must not say
Why real estate partners carry RESPA risk and how to stay clear of it
A partner outreach note and a simple partner tracking routine

Who it is for: Credit repair business owners building referral relationships with lenders, realtors and auto dealers.

Questions

Can I pay a realtor for referrals?

Do not pay or reward a realtor, loan officer or other settlement provider for referrals. RESPA section 8 (12 U.S.C. 2607) restricts referral fees in settlement service business, and its reach to credit repair referrals, plus state credit-services laws, is a question for counsel. Treat no-fee as the default.

Can I thank a partner with a gift?

Do not give anything of value tied to a referral without counsel's written approval. Ask counsel before any gift.

SCAIL is software and does not repair credit or promise results. Educational information, not legal advice. Laws change; verify with counsel.