Resources / Laws and compliance
PDF
Reg F Quick Guide for Owners
A short guide to Regulation F's debt collection rules and what they mean for you and your clients.
What is inside
- What 12 CFR Part 1006 changed for validation notices
- Call frequency, timing and electronic contact basics
- What Reg F means for how you advise clients
Who it is for: Credit repair owners whose clients are being contacted by debt collectors.
Questions
Does Reg F apply to my credit repair company?
It applies to debt collectors. Your business is governed by CROA, the FCRA and state law. Reg F matters because of what your clients experience.
What changed with Reg F?
It added specifics such as validation information content and call frequency presumptions. Verify the current text.
SCAIL is software and does not repair credit or promise results. Educational information, not legal advice. Laws change; verify with counsel.