SCAIL

Credit repair software. Halo runs the busywork.

One client file holds the call, the report, the letters, the certified mail and the win.

Start your 14-day trial Book a live demo

Plans from $199 a month. Card on file, nothing charged until day 15.

Every dot is a sample client file. Click one.Tap one.

Eight logins. Or one.

SCAIL puts every step on the same client file.

1 login

The tools it replacesSCAIL1 login

  1. login 1CRMClients and team seatsConnected
  2. login 2Letter templatesDispute letters, every roundConnected
  3. login 3Mail vendorCertified mail with trackingConnected
  4. login 4Billing appBillingConnected
  5. login 5Client portalClient portalConnected
  6. login 6Round spreadsheetRound trackingConnected
  7. login 7Report review by handMaster Credit AnalysisConnected
  8. login 8Group textsHalo, the AI assistantConnected
Details

Most firms stitch the work together by hand: a CRM here, letter templates there, a mail vendor, a billing app and a spreadsheet to track rounds.

Every handoff between tools is a place where a letter, a payment or a client update gets lost. One client file holds the analysis, the letters, the mail tracking, the billing and the progress your client sees.

Sample client Follow one dot: Maria Alvarez, round 1

Maria AlvarezRound 1 · opened today
Sample client

Report · SmartCreditImported · 9 derogatories flagged

3
Bureaus
38
Tradelines
9
Derogatory
1,182
Fields mapped
  • Midland Credit · collectionExperianWin · sample
  • Capital One · late 30 daysEquifax
  • Hard inquiry · unrecognizedTransUnion

Delivered 06/12 · response logged 07/09 · client notified

Letter · ExperianRound 1 · sample

Re: Maria Alvarez · Experian. Under FCRA §609 and §611 we request the method of verification for the Midland Credit account listed below, or its deletion…

Mail it · certified
  1. Your officeRound approved
  2. Lob prints itPrinted and mailed
  3. Post officeAccepted by USPS
  4. ExperianDelivered to bureau

TrackingUSPS 9400 0000 0000 0000 0000 01 · sample

  1. Approved by your team
  2. Printed and mailed
  3. Accepted by USPS
  4. In transit
  5. Delivered to bureau

One dot, one round.

  1. Import the book.

    The self-serve importer is included in every plan and every trial.

  2. Then dispute what is on the file.

    Halo drafts the round. You decide what goes out.

  3. Mail it without leaving the file.

    Printed and mailed certified, with tracking on the file.

  4. Track the round to the result.

    Responses are logged and the next round is queued.

Start your 14-day trial

Card on file, nothing charged until day 15.

It is late. Halo is the one awake.

6:58am

You open the laptop and the work is already done.

  1. 11:38 pmAnswered Marcus Reed about his roundFrom his filesample
  2. 11:40 pmBooked a consult for tomorrow, 10:30Calendarsample
  3. 11:41 pmDrafted 6 letters for your approvalWaiting on yousample
  4. 11:42 pmLogged a deletion on Maria’s fileClient notifiedWin · sample

6:58 amSample data

Good morning. 6 letters are waiting for your approval.

Card on file, nothing charged until day 15. Book a live demo

She never guesses.

Answers come from the client file. Anything else goes to a person.

She never mails alone.

Letters wait for your approval before anything prints.

She never promises.

No deletions, scores or outcomes are guaranteed. She says so.

Your turn.

Sample data

Reports import in one click.

This is the step that eats an operator's morning.

Details

Connect the provider once and a full tri-bureau pull lands in the file, parsed into every Metro 2 field, matched across all three bureaus, with derogatories already flagged.

SmartCredit, connected. Authorize once per client. Every re-pull after that is a single button, and new items are flagged against the previous pull. MyFreeScoreNow, MyScoreIQ and IDIQ are next.

Everything else, dragged in. Experian, myFICO, Equifax, TransUnion, IdentityIQ, a lender tri-merge, a printout a client scanned crooked on their phone. The AI reads the document, so a layout it has never seen still comes back structured.

SmartCredit, connected

Done. 9 derogatories flagged. Sample client.

  • Experian
  • Equifax
  • TransUnion
Bureaus
3
Tradelines
38
Derogatory
9
Fields mapped
1,182

Sample client. Runs in your browser; nothing is sent.

Everything else, dragged in

  • Midland Credit · collectionEX · EQ
  • Capital One · 30 days lateEQ
  • Synchrony · charge-offTU · EX
  • Hard inquiry · WestlakeTU

Sample report.

Every item, one row.

Halo drafts. You approve. Try it: the button on this row works.

Details

Arrives. Imported from the report the moment it lands. Nobody types it in.

Finished. When a deletion posts, the row turns pink and the client hears it in their portal.

  1. Arrives

    EX
    Midland Credit ManagementCollection · $1,284 · reported 03/2024 · Maria Alvarez (sample)
    New from report

  2. Your call

    EX
    Midland Credit ManagementHalo drafted a 609 request · round 1 · ready to approve

    Re: Maria Alvarez · Experian

    Under FCRA §609 and §611 we request the method of verification for the Midland Credit account listed below, or its deletion…

    Sample dataRuns in your browser; nothing is sent.

  3. Finished

    EX
    Midland Credit ManagementDelivered 06/12 · response logged 07/09 · client notified
    Win · sample

Letters leave by certified mail.

Nobody in your office licks an envelope.

Details

Approve a round and every letter prints and mails certified through Lob, with each status written back to the client file.

Maria AlvarezSample clientDrag an item onto the letter, or tap it.Tap an item to add it to the letter.

Your firmapp.yourfirm.com

November 10, 2026

Re: Maria Alvarez · Experian, Equifax, TransUnion

ExperianUnder FCRA §609 and §611 we request the method of verification for the Midland Credit account listed below, or its deletion…

EquifaxUnder FCRA §609 and §611 we request the method of verification for the Capital One account listed below, or its deletion…

TransUnionUnder FCRA §609 and §611 we request the method of verification for the hard inquiry listed below, or its deletion…

Sincerely,Your firmfor Maria Alvarez · sample client

Sample data. Illustrative examples, not real clients.

Win · sample

EX
Midland Credit ManagementDelivered 06/12 · response logged 07/09 · client notified
Win · sample
  1. Your officeRound approved
  2. Lob prints itPrinted and mailed
  3. Post officeAccepted by USPS
  4. ExperianDelivered to bureau

Tracking USPS 9400 0000 0000 0000 0000 01 · sample

  1. Approved by your team
  2. Printed and mailed
  3. Accepted by USPS
  4. In transit
  5. Delivered to bureau

Response window opens when all three letters are delivered.

Start your 14-day trial Book a live demo

Card on file, nothing charged until day 15.

Letters wait for your approval before anything prints.

Halo comes with every plan.

Start free for 14 days on Starter, Pro or Scale.

Bill yearly and get 2 months free

$199a month

14-day free trial

Starter. For firms moving off a patchwork of tools.

  • 3 team seats
  • Up to 300 active clients
  • Letters, certified mail, rounds, client portal and billing
Start your 14-day trial Book a live demo

Card on file, nothing charged until day 15.

Cancel online any time in Settings → Billing.

Compare the plans

Per workspaceStarterProScaleEnterprise
Monthly price$199$499$999$1,999
Billed annually (2 months free)$1,990 / yr$4,990 / yr$9,990 / yr$19,990 / yr
Active clients3006001,2002,500
Team seats included351020
Extra seat$50 / mo$50 / mo$50 / mo$50 / mo
Free trial14 days14 days14 daysSet up with our team
Halo, letters, certified mail, portal, importerIncludedIncludedIncludedIncluded
Custom domain, badge removed—IncludedIncludedIncluded
Launch and Migration——$1,497 onceIncluded
SupportEmail, 1 business dayPriority email and live chat, same business dayPhone and priority, dedicated onboardingNamed account manager, contracted SLA
Details

Cancel online in Settings, no phone call.

Extra seats are $50 a month on every plan. A seat is an admin or staff login; clients never count. Prices in USD; annual plans bill 10 months for 12.

Carrying more than 1,200 clients or need a named account manager? Book a call about Enterprise or write to sales@scailapp.com.

Not running a firm? SCAIL DIY is $99 a month for your own report: how DIY works.

Want a marketing site in your brand? The website add-on is $799 once.

Everything they do. And what only we do.

Here is the table, read from their own published pages.

FeatureSCAILfrom $199 / moDisputeFoxfrom $129 / moCredit Repair Cloudfrom $179 / mo
Details

Credit Repair Cloud and DisputeFox are the two names you already know.

Where they are the better fit, the full comparisons say so: SCAIL vs Credit Repair Cloud · SCAIL vs DisputeFox.

Start your 14-day trial Book a live demo

Card on file, nothing charged until day 15.

Bring clients from your current software with the self-serve importer, included in every plan and every trial.

Six schemes. Four looks. One click.

Press one. This whole page changes, and that is what your clients and partners see on your domain.

Then press Display. Light, Dark, Glass or Glass dark: everyone picks their own.

app.yourfirm.com/dashboard

Your firm · Clients › Marcus DelgadoSample data

Bureau scores

EX 642
EQ 618
TU 627

Letters this month

Round 3 · ExperianDelivered

Look: LightPress Display, or swipe the screen.

Now log in as the client.

The same file from the client's side, on your domain, in your colours.

Details

Same product, other side of the glass, carrying your brand, not ours: the round in flight, every bureau response the day it posts, a plan ranked by what they can do, their documents and secure messages.

Your clients can read it all in Español. Each client picks their language, or you set Spanish for your whole workspace in one switch. A client's name and the bureau names never change. More languages coming soon.

Your firmportal.yourfirm.comSample data

Welcome back, Marcus.

Day 68 of 180 · Round 2 in flight

In dispute17
New negatives0

Portfolio Recovery responded at all three bureaus. OneMain is queued for round 3.

Bureau responses

Equifax · Sep 8Midland collection: response received, letter attached
Experian · Sep 6Capital One: updated, see the new reporting
TransUnion · Sep 5Inquiry: under investigation

Your next moves

  1. Upload proof of address for round 3
  2. Keep card balances under 30% this month
  3. Read Credit 101: how inquiries work

Messages

Halo · 11:42 pmRound 2 is at all three bureaus. Experian has until Nov 2 to answer.
Your team · 9:05 amGot your ID, thank you. You are all set for round 3.
Start your 14-day trial Book a live demo

Card on file, nothing charged until day 15.

Cancel online any time in Settings → Billing.

The whole firm

The file, annotated.

Ask anything about the file. Answers cite what is on it.

Details
Halo on every client
Ask anything about the file. Answers cite what is on it.
Required steps
Agreement, ID and report are checked off before a round starts.
Master Credit Analysis
Every report organized into a plan that feeds straight into letters.
English or Español
Your client switches the whole portal with one tap.
Certified mail, tracked
Letters print and mail from the file. Tracking comes back on its own.
Billing on schedule
Recurring client billing, and paid, due and past-due at a glance.

The whole firm, in your pocket.

Halo works the queue all day; you approve the few things that need a person.

App Store · Coming soonGoogle Play · Coming soon
Details

Every client, call, letter and update on your phone.

Start your 14-day trial

Card on file, nothing charged until day 15.

SCAIL

Halo is on it. Three need you.

Calling Maria · live 1:12
Approve letter · MariaReview
Sign agreement · LenaSend
Upload ID · DevonAsk
Letter · ExperianRound 1 · Maria Alvarez · sampleApprove and mail
BookedPriya Shah · Thu 2:00 PM
DeliveredLetter to Experian · USPS
Halo repliedDevon asked when letters go out
Win · sampleMidland collection deleted

Hours beside output is management.

Staff clock in and out, and the same screen shows what each of them moved.

Details

Every workspace has timesheets built in. Staff clock in and out, and the same screen shows what each of them actually moved in those hours.

Clock in, clock out.
One tap from anywhere in the console. A shift somebody forgot to close is capped and flagged.
Hours against output.
Rounds built, letters mailed and responses worked, on the same row as the hours.
7, 14 or 30 days.
Per person and across the team, in your workspace's own timezone.
Scoped like everything else.
A tenant sees their own staff and nobody else's.
app.yourfirm.com/team/timesheetsSample · 7 days
StaffHoursRoundsLettersResponses
Renée B.38.564122
Dario M.34.042917
Kim L.Shift capped16.02128
You · today00:00:00

Every realtor you know is a referral engine.

Their own login, their own link and their own numbers.

Details

Give them their own login, their own link and their own numbers. They watch their referrals move through the funnel, and Halo reminds them until the agreement and W-9 are in. Commission rates are yours to set.

Referral partner terms →

partners.yourfirm.comSample partner
Payable now$1,940Cleared the 14-day window
This month$4,8207 enrollments · 1 pending
Earned to date$23,600Since March

Your partner tier · Gold, 30% per enrollment

BronzeSilverGoldPlatinum

11 more enrollments to Platinum (35%)

Your lead funnel

Clicked64
Booked a call31
Enrolled14
yourfirm.com/f/brooks-lending

Then funding walks through.

The same file gets scored for funding and matched against 109 lenders.

Details

Repair opens the doors. The same file that carries the disputes gets scored for funding, matched against 109 lenders, sequenced into a plan the client works from a guided portal, and billed the day the money lands.

Lenders scored against every file
Banks, credit unions, fintech, MCA, equipment and private, each with its score floor, inquiry rule and the bureau it pulls. The plan opens with the 44 that prequalify without an inquiry.
Readiness score
Middle score, utilization bands, derogatories by kind, inquiry velocity and depth, every reason named, with a simulator that shows what each fix is worth.
Business Credit Builder
Entity, EIN, D-U-N-S, then Tier 1 net-30 vendors through Tier 4 bank credit: 29 steps the client works in the portal, 41 vendors with what they report to.
A guided client portal
Start Here, onboarding, Report, Blueprint and Roadmap, one next call to book, a vault and an advisor pinned on every page.
Of your fee, ever
Set a success fee once: percent, flat or none. The first funded outcome drafts the invoice on the file. SCAIL never takes a share.
What the Growth Pack unlocks
Unlocks Business Funding, the Business Credit Builder and ChexSystems Banking Reset.
Funding only
Sold with the repair engine off.
109
Lenders scored against every file
0–100
Readiness score
41
Business Credit Builder
8
A guided client portal
$0
Of your fee, ever

Business Credit Builder, in order

  1. Entity
  2. EIN
  3. D-U-N-S
  4. Tier 1 · net-30 vendors
  5. Tier 2
  6. Tier 3
  7. Tier 4 · bank credit

Growth Pack, on any plan · $749 once. Then $99 only when you unlock a client. No monthly fee.

Funding only, no credit repair · $749 setup + $297 a month, or $2,970 a year.

Software, not a lender. Nothing here is a promise of credit; lenders decide.

See the Funding Desk

Start your 14-day trial Book a live demo

Card on file, nothing charged until day 15.

Live training, every Thursday.

5 PM Pacific, every week. Bring your questions.

Details

5 PM Pacific, every week. Bring your questions and work through real workflows with the team that builds SCAIL. New to SCAIL? Start with a live demo.

until the next session, Thursday at 5:00 PM Pacific.

Book a live demo
Sean Scales, founder of SCAIL

Built by someone who ran the work.

Sean Scales founded Credit Repair Evolved and ran its done-for-you program for more than 1,600 clients.

His story on LinkedIn

Details

SCAIL is the system he built from that work: every workflow his team handled across separate tools, on one client file.

It is software, built for the people who run the files. It does not guarantee deletions, score changes or any other outcome.

Sean Scales · Founder, SCAIL · 2390 Red Hill Ave, Santa Ana, CA

Questions owners ask first.

What is SCAIL?

SCAIL is software for credit repair business owners. It runs your client portal, dispute letters and certified mail, round tracking, billing and credit report analysis in one system. SCAIL does not provide credit repair services to consumers.

How does the free trial work?

Starter, Pro and Scale include a 14-day free trial. We keep a card on file and nothing is charged until day 15.

Can I bring my clients from my current software?

Yes. The self-serve importer is included in every plan and every trial. If you would rather have our team run the move for you, done-for-you migration is a paid service we can quote on your demo.

What counts as a seat?

A seat is an active admin or staff login. Clients and partners never count. Starter includes 3 seats, and each extra seat is $50 a month on every plan.

How are dispute letters mailed?

You approve the round's letters in SCAIL and send them by certified mail from inside the app. Tracking status comes back to the client file.

Does SCAIL guarantee results for my clients?

No. SCAIL is software. Outcomes depend on each consumer's credit file and the law, and no one can promise deletions or score changes.

When is live training?

Every Thursday at 5 PM Pacific. Book a live demo to get started.

Put your name on it.

Every plan includes Halo, the client portal, mail through Lob and the importer. Nothing is charged for 14 days.

Not running a firm? SCAIL DIY is $99 a month for your own report.

Name your workspace

Your clients sign in at alvarezcreditgroup.scailapp.com

Plan

$199a month, after 14 days

First charge on day 15 at the plan price. Cancel any time in Settings → Billing. Or book a live demo first.