Import your book
Bring your clients over from the software you use today with the self-serve importer. It is included in every plan and every trial.
Self-serve importer, includedCredit repair software for firm owners SCAIL / Santa Ana, California
Client portal, dispute letters and certified mail, round tracking, billing and AI credit analysis. SCAIL replaces the stack your firm runs on with one system your whole team works from.
30 days free. Card on file, nothing charged until day 31.
Clients / Sample client Sample data
Dispute roundsNext action in 4 days
Round 3of 5 planned
R1 MailedR2 MailedR3 ActiveR4R5
Bureau scoresPulled from latest report
612Equifax
598Experian
604TransUnion
Letter queueCertified mail
Round 3, Experian
Late payment, account 4471
DraftedRound 3, Equifax
Collection, account 0932
ApprovedRound 3, TransUnion
Inquiry, 2 items
MailedRound 2, Experian
Charge-off, account 2210
DeliveredRound 2, Equifax
Personal info update
DeliveredRound 3 mailing
Certified mail
Round 2 letter, Experian
Printed and mailed
In transit
Delivered to bureau
Response window open
HaloAI assistant
Round 3 has 6 items ready. Want me to queue the letters for your review?
Review lettersLater
Billing
Monthly plan, paid
Sample client, auto-billed
1,600+
Done-for-you clients served at Credit Repair Evolved, the firm SCAIL's founder ran.
30days
Free trial. Card on file, nothing charged until day 31.
1login
Portal, letters, mail, rounds, billing and analysis in one place.
5PM PT
Live training every Thursday, for every team on SCAIL.
Halo · start to finish
Halo runs the busywork. You run the firm.
Import a tri-bureau report in one pull. Halo talks to your client, fills in the file, drafts the letters and mails them with tracking, all under your brand. Press any step, or let it play.
Playing · step 1 of 5
Halo is on the phone with MariaLive call · 1:12Sample client
I found three collections and one late payment. Is 418 Elm Street still your address?
Yes, that's still me.
Perfect. Your first letters are being drafted now.
Maria’s file fills itself in
NameMaria Alvarez
ReportPulled today
Address418 Elm St, Riverside
Items found4 to review
Next · step 3 of 5
Pick the items. The letter writes itself on the right.
Tick what goes in this round
3 items selected for Experian
Maria Alvarez · 418 Elm St, Riverside CA
Experian · P.O. Box 4500, Allen, TX
Re: Request to investigate, 15 U.S.C. § 1681i
Each bureau gets only the accounts it reports, with the statute that applies to each one.
Maria Alvarez · 418 Elm St, Riverside CA
Experian · P.O. Box 4500, Allen, TX
Re: Request to investigate, 15 U.S.C. § 1681i
Each bureau gets only the accounts it reports, with the statute that applies to each one.
I call your new client, ask one question at a time, and never invent an answer.
Halo on every plan, 24/7 · Mail through Lob with live tracking · Metro 2 field-level disputes
01 / The stackYour stack today vs SCAIL
Eight logins.
Or one.
Most firms stitch the work together by hand: a CRM here, letter templates there, a mail vendor, a billing app and a spreadsheet to track rounds. SCAIL puts every step on the same client file.
Today8 logins
CRMlogin 1 Letter templateslogin 2 Mail vendorlogin 3 Billing applogin 4 Client portallogin 5 Round spreadsheetlogin 6 Report review by handlogin 7 Group textslogin 8With SCAIL1 login
01Clients and team seatsConnected
02Dispute letters, every roundConnected
03Certified mail with trackingConnected
04BillingConnected
05Client portalConnected
06Round trackingConnected
07Master Credit AnalysisConnected
08Halo, the AI assistantConnected
Every handoff between tools is a place where a letter, a payment or a client update gets lost.
One client file holds the analysis, the letters, the mail tracking, the billing and the progress your client sees.
02 / How it worksOne round, start to finish
Import. Analyze.
Dispute. Track.
Analyze every report
Master Credit Analysis reads each credit report and organizes accounts, inquiries and negative items into a plan for the next round.
Master Credit AnalysisDispute and mail
Generate the round's letters from the analysis, approve them in one pass and send them by certified mail from inside SCAIL.
Letters to certified mail, one queueTrack the round
Delivery status, response windows and the next round all live on the client file, and your client sees their progress in the portal.
Round tracker and client portalImportSample data
clients_export.csv
Contacts and status
Mappeddispute_history.csv
Rounds and letters
Mappedbilling_schedule.csv
Plans and due dates
MappingField mapping3 of 3 files
first_nameClient first name
round_noDispute round
plan_dueBilling date
Clients imported248 / 300
Self-serve importer, included in every plan
Master Credit AnalysisSample data
I grouped these into a Round 3 plan. Six items are ready for letters once you approve.
Round planDraft for review
Dispute and mailSample data
ROUND 3 / EQUIFAX
ROUND 3 / EXPERIAN
ROUND 3 / TRANSUNION
Certified mail queue
6
letters approved for Round 3
TrackSample data
612Equifax
598Experian
604TransUnion
MailedDay 0
DeliveredTracked
Window openWatching
Next roundPlanned
Round 3 was delivered to all three bureaus. I will flag the file when the response window closes.
Interactive demo · one client, start to finish
Run a client through SCAIL. Right here, in your browser.
Not a recording. A live session you can drive: Halo opens the file one question at a time, the report lands and parses, Halo writes the dispute reasons, the letters go out through Lob, the client sees it in their portal, Halo drafts the post, and the Master Credit Analysis is ready to send.
Halo opens the file
Client intake · one question at a time
Halo
Hi, I’m Halo with Northside Credit. Let’s open your file.About three minutes, one question at a time. Nothing is charged here, and you can go back anytime.
What can we help you with?Pick the one you came for. You can add another later.
The report lands and parses
Three bureaus, read against each other · sample numbers
14 items flagged for review. Nothing is disputed until you approve it.
Halo writes the dispute reasons
From contradictions the report itself contains
Midland Credit Mgmt · Experian
Balance reported as $1,284 at Experian and $1,190 at Equifax for the same account.
15 U.S.C. § 1681e(b) · § 1681iCapital One · TransUnion
Date of first delinquency missing while the account shows 30 days late.
Metro 2 field 25 · § 1681s-2(a)Portfolio Recovery · Equifax
Debt buyer with no original creditor shown on the tradeline.
15 U.S.C. § 1681i(a)(1)(A)The letters go out, tracked live
Printed and mailed through Lob · status on every piece
EquifaxDelivered
USPS scan · Sep 2
ExperianIn transit
Handed to USPS · Sep 1
TransUnionPrinting
Queued at Lob · Sep 1
A piece with no USPS scan is flagged before anyone has to ask.
The client sees it in their portal
Credit Health, the round in flight, what they owe you next
Round2 of 5
In flight at all three bureaus
Responses dueSep 12
The §1681i window, counted
Needs you1
Upload proof of address
Halo drafts the post
Image, caption and hashtags · waits for your yes
Round two is out the door for one of our clients. Every letter tracked to the bureau. Ask us how the process works. #creditrepair #yourfirm
Nothing publishes on its own. It sits until you approve it.
The Master Credit Analysis is ready to send
All three bureaus side by side, what is holding the file, and the plan
Accounts read47
Across Equifax, Experian, TransUnion
Plan3 rounds
Ranked by what the report supports
ExportPDF
In your brand, fonts embedded
1 / 7
A sample client with sample numbers, so nothing here is a result we are promising. The screens, the questions, the reasons and the mail statuses are the product’s own.
Try it yourself
Answer Halo’s first three questions. This is how your clients will enroll: a conversation, one question per screen, in your brand. Nothing you type here is saved or sent anywhere.
Halo
Credit report import
Reports import in one click. Everything else, drag the PDF in.
This is the step that eats an operator’s morning, and plenty of software still makes you type a credit report into a form. Connect the provider once and a full tri-bureau pull lands in the file, parsed into every Metro 2 field, matched across all three bureaus, with derogatories already flagged.
Live now · one click, no file handling
SmartCredit, connected
Authorize once per client. Every re-pull after that is a single button, and the new items are flagged against the previous pull automatically, so you always know what arrived since round one. MyFreeScoreNow, MyScoreIQ and IDIQ are next, and each will work the same way.
0Bureaus
0Tradelines
0Derogatory
0Fields mapped
Sample client · runs in your browser, nothing is sent
Any PDF · AI parse
Everything else, dragged in
Experian, myFICO, Equifax, TransUnion, IdentityIQ, a lender tri-merge, a printout a client scanned crooked on their phone. The AI reads the document rather than pattern-matching a template, so a layout it has never seen still comes back structured.
See it on your own book.
30 days free on Starter, Pro and Scale. Card on file, nothing charged until day 31. Import your clients with the self-serve importer.
Not running a firm? SCAIL DIY is $99 a month for your own report. Start DIY · How DIY works03 / See it workLive product demos
Watch SCAIL
do the work.
Seven views of the app in use, with sample data. They play as you scroll. Pick any tab to replay it or jump ahead.
Sample data throughout. Illustrative examples, not real clients.
Negative itemsSample Client 04
Sample Auto FinanceLate payment, 60 daysEX
Sample Medical GroupCollectionEQ
Sample Retail CardCharge-offTU
Sample Collection AgencyCollectionEX
Sample BankHard inquiryEQ
0 selectedGenerate letters
Round 1 letters3 bureaus
ExperianGeneratingReady
EquifaxGeneratingReady
TransUnionGeneratingReady
Certified mailTracking
Approved by your team
Printed and mailed
Accepted by USPS
In transit
Delivered to bureau
USPS 9400 0000 0000 0000 0000 01Sample tracking number
Response window opens when all three letters are delivered.
SCSample Credit Co.ProgressItemsDocumentsMessagesHi, Sample Client 01
Current score
548
+0 since Round 1MayJunJulAugSepOct
Recent updatesLive
Sample Medical GroupRemoved
Sample Retail CardRemoved
Sample Auto FinanceIn review
Sample Collection AgencyIn review
Active clients0+9 this month
Revenue this month$0+12.4% vs September
Letters mailed this week0All tracked
Items removed, 30 days0Across 3 bureaus
Monthly revenueLast 12 months
ActivityLive
Letter delivered to TransUnion for Sample Client 07
Equifax response logged for Sample Client 01
Agreement signed by Sample Client 15
Payment received from Sample Client 22
Halo drafted Round 3 for Sample Client 12
Master Credit AnalysisSample report
Reading 3 bureau reports
Matching 31 accounts across bureaus
Flagging inaccurate or unverifiable items
Building the Round 1 plan
ReportGenerated in 38 seconds
Experian584
Equifax571
TransUnion590
Credit utilization68% now · target under 10%
4 late payments2 collections1 charge-off2 inquiries
I found 9 items worth disputing. Start with the two collections and the charge-off in Round 1, and bring utilization down before the next pull.
Client journeyAutomations on
Day 0EmailWelcome and portal login
Day 1EmailAgreement signed electronically
Day 3SMSRound 1 letters mailed
Day 34EmailEquifax response logged
Day 35SMS2 items removed, Round 2 planned
SCSample Credit Co.
Hi Sample Client 01, your Round 1 letters were mailed today by certified mail. Track them in your portal.
Thank you! How long does it take?
Under the Fair Credit Reporting Act (FCRA), bureaus generally have 30 days to respond once they receive a dispute. We will text you when anything changes.
Good news: Equifax removed 2 items. Round 2 is planned. Log in to see the details.
Brand settingsPer tenant
LogoUploaded
Brand color#D6006E
Custom domainportal.samplecredit.example
Sender nameSample Credit Co.
SCSample Credit Co.ProgressDocumentsMessages
12Removed
Round 2 of 3
Your file is moving.
Bureaus are reviewing 15 items. We will show every update here as it arrives.
View my progressSample Credit Co.
Hi, Sample Client 01
642Experian
Round 3Active
Items removed12
Notifications
Today
Equifax removed 2 itemsYour Round 2 results are in.
Round 3 letters mailedCertified mail, tracking on.
Payment receivedMonthly plan, thank you.
Documents
Upload a document
Photo IDUploaded
Proof of addressUploaded
Bureau letterTap to add
Client mobile view
Your clients check progress from their phone.
- aScores and rounds in plain words
- bPush-style updates when results arrive
- cPhoto uploads for ID and bureau letters
Watch it work · Halo after hours
It’s 11:42pm. Halo is the one awake.
A client asks a real question at a genuinely inconvenient hour. Watch Halo read the actual file, answer from it, post the response that landed that evening, and escalate the one thing that honestly needs you, with the reason attached.
What this does for your Tuesday
You wake up to one escalation instead of fourteen texts. Everything answerable from the file was answered while you slept, in your brand voice, with nothing invented.
What this does for your Tuesday
A second operator costs you a salary. Halo answers around the clock, on every file you own, and never invents an account that is not on the report.
Answering · from the file only
11:42 PM
hey — random question, my score went down 4 points this week and i thought we were fixing it? worried
Halo · answered from the fileTotally fair to ask. I just read your file: a new inquiry from Apex Auto posted on the 3rd, which explains a small dip. Nothing in your dispute rounds changed. Round 2 is at all three bureaus, and Experian has until Nov 2 to answer.
oh ok. did anything come back yet?
Halo · answered from the fileYes, this evening: Equifax’s response posted for the Midland account. It’s in your portal with the letter attached.
Halo · needs youEscalated to your team: client asked about adding a co-applicant. Not on the file, so I didn’t guess. Reason attached.
Halo · autopilot
You open the laptop. The work is already done.
Every fifteen minutes, on every file you own. Not a chat window waiting to be asked: a standing process with its own triggers. Here is the actual schedule, and the actual limits.
A client connects their monitoring
She pulls the tri-bureau report, parses it, and files it, usually inside the hour. You are not told a client signed up. You are told their file is ready to work.
Report pulled · parsed · history writtenA bureau answers
She reads the letter, matches every item against the open disputes and prepares a decision for each one: deleted, verified, updated or not addressed.
Decisions prepared · you approveA review date approaches
She checks whether the file’s data is still current and refreshes it if not. The comparison is waiting before you open the file.
Fresh report · ready to reviewSomeone stalls in onboarding
Two reminders in your firm’s voice, through the channel they answer, then it becomes yours. She respects STOP, quiet hours and your daily send cap.
Nudge · nudge · escalate to youA round comes due
She builds it, Metro 2 field by field, bureau-specific, citing the statute that applies to that item on that file.
Round staged · waiting on your releaseA statutory clock moves
§1681i windows, review dates, files that have gone quiet, revenue at risk. The cheap checks run constantly, so nothing lapses overnight.
Noticed within fifteen minutesThree things she will never do on her own
Not “by default”. Not “unless you turn it on”. These are limits written into the software, and there is no setting that raises them.
✉ Mail a letter
Mail goes out over your client’s signature and cannot be recalled. She builds the package and hands you the envelope.
$ Move money
CROA governs when a credit repair fee may be taken. The amount is calculated and waiting. You charge it.
◉ Publish anything
A post carries your brand and is permanent. She writes it and it sits until you say yes.
04 / ProductInside SCAIL
Built around the client file, not around another tab.
Disputes and certified mail
Letters out the door without leaving the file.
Generate each round's letters from the analysis, approve them in one pass and send them by certified mail. Every piece reports its tracking status back to the client file.
- aLetters generated per round and bureau
- bCertified mail sent from inside SCAIL
- cTracking status on every letter
ROUND 3EXPERIAN
Request for investigation
Approved for certified mail
Tracking
Drafted
Approved
Printed and mailed
Delivered
Response window
Client portal
Your clients see where their file stands.
Clients log in to see which round is active, what was mailed and what you need from them next, like an ID or a utility bill. Fewer status calls for your team.
- aRound progress, in plain words
- bDocument requests and uploads
- cBranded for your firm
Your file
Round 3 is in progress
3 / 5rounds
We need from you
Photo ID
Proof of address
Mailed this round
3 letters, certified
Upload received
Proof of address added to the file.
Status
Round 3 delivered to all three bureaus.
AI analysis and Halo
Every report, organized into the next move.
Upload a credit report and Master Credit Analysis organizes every account, inquiry and negative item into a plan for the next round. Halo, the built-in assistant, answers questions about the file and drafts the next step for your review.
- aMaster Credit Analysis on every report
- bHalo drafts, your team approves
- cPlans that feed straight into letters
Item mix
Legend
Late payments5
Collections3
Charge-offs2
Inquiries3
Personal info1
Which items should go in Round 3?
Halo: Six items fit Round 3: three late payments, two collections and one inquiry. I drafted the letters for your review.
Billing and seats
Get paid on schedule. Grow the team as you go.
Bill clients on a schedule and see who is current at a glance. Starter includes 3 team seats, and each extra seat is $50 a month on every plan.
- aRecurring client billing
- bPaid, due and past-due at a glance
- cSeats for admins and staff
Collected this month
Sample dataSample
Sample client AMonthlyPaid
Sample client BMonthlyDue
Sample client CMonthlyPaid
Team seatsYouS2S3+
Watch it work · the client side
Now log in as the client. This is what they see.
Same product, other side of the glass, and it carries your brand, not ours. The client’s own dashboard: the round in flight, every bureau response the day it posts, a plan ranked by what they can do, their documents and secure messages.
Opening their file
Your firm, on your domain
Welcome back, Marcus.
Day 68 of 180 · Round 2 in flight
Your file is moving.
Round 2 landed at all three bureaus on Monday.
In dispute17
Letters delivered9
Next deadlineSep 12
- Equifax response posted · MidlandMon
- Round 2 letters delivered · USPSSep 2
- Upload proof of addressNeeds you
- Message from your teamAug 30
SCAILportal.yourfirm.com
Dashboard
What this does for your Tuesday
This is your churn fix. Refund requests in this industry often start with a client who cannot see anything. Give them this and the day-nine text never gets sent.
The SCAIL app · iPhone and Android
Coming soon
Coming soon
The whole firm, in your pocket.
Every client, call, letter and update on your phone. Halo works the queue all day; you approve the few things that need a person.
Coming soonComing soonSCAIL
Halo is on it. Three need you.
Calling Maria · live 1:12
Approve letter · MariaReview
Sign agreement · LenaSend
Upload ID · DevonAsk
Letter · Experian
BookedPriya Shah · Thu 2:00 PM
DeliveredLetter to Experian · USPS
Halo repliedDevon asked when letters go out
Your clients’ language · English and Español
Your clients can read it all in Español.
Each client picks their language, or you set Spanish for your whole workspace in one switch. The portal, its buttons and its messages change. A client’s name and the bureau names never do.
More languages coming soon.
HomeMy fileDisputesLettersMessages
Your Master Credit Analysis
Maria Alvarez · sample client
Your letters went out today. I'll tell you the moment Experian answers.
Required steps
- Photo IDCompleted
- Upload a PDFNeeded
- AgreementSign
Book a callMessage us
White-label and color schemes
Six schemes. One click. The entire app repaints itself.
Not a dark-mode toggle. Not an accent picker buried in settings. The whole design system is tokens: every gauge, every chart, every letter preview and the logo in the corner read from the same ramp. Change the ramp and the product becomes yours, top to bottom.
YOUR FIRMClients › Marcus Delgado
Bureau scores
Letters this month
Round 3 · ExperianDelivered
Press a scheme. That is what your clients and partners see when they log in to your portal: your logo, your domain, your colors.
Rather watch someone drive it?
Book a live demo and we will run a sample file end to end with you, then answer every question about moving your book.
Not running a firm? SCAIL DIY is $99 a month for your own report. Start DIY · How DIY worksThe Funding Desk
Repair opens the doors. Funding walks through them.
The same file that carries the disputes gets scored for funding, matched against 109 lenders, sequenced into a plan the client works from a guided portal, and billed the day the money lands. Add it to any plan, or run it as its own workspace with the repair engine off.
109
Lenders scored against every file
Banks, credit unions, fintech, MCA, equipment and private, each with its score floor, inquiry rule and which bureau it pulls, hard or soft. The plan opens with the 44 that prequalify without an inquiry.
0–100
Readiness score
Middle score, utilization bands, derogatories by kind, inquiry velocity and depth, every reason named, with a simulator that shows what each fix is worth before the client does it.
41
Business Credit Builder
Entity, EIN, D-U-N-S, then Tier 1 net-30 vendors through Tier 4 bank credit: 29 steps the client works in the portal, 41 vendors with what they report to.
8
A guided client portal
Start Here, onboarding, Report → Blueprint → Roadmap, one next call to book, a vault and an advisor pinned on every page.
$0
Of your fee, ever
Set a success fee once: percent, flat or none. The first funded outcome drafts the invoice on the file. SCAIL never takes a share.
On any plan · Growth Pack$749 once
Unlocks Business Funding, the Business Credit Builder and ChexSystems Banking Reset. Then $99 only when you unlock a client. No monthly fee.
Funding only · no credit repair$749 setup + $297/mo
The standalone Funding Desk, or $2,970 a year, with the repair engine off.
Software, not a lender. Nothing here is a promise of credit; lenders decide.
Running the desk
Hours are a payroll number. Hours beside output is management.
Every SCAIL workspace has timesheets built in: not a separate product, not an integration you buy. Staff clock in and out, and the same screen shows you what each of them actually moved in those hours.
Clock in, clock out
One tap from anywhere in the console. A shift somebody forgot to close is capped and flagged rather than silently billing sixteen hours.
Hours against output
Rounds built, letters mailed and responses worked, on the same row as the hours that produced them. “Busy or productive” stops being a feeling.
7, 14 or 30 days
Per person and across the team, in your workspace’s own timezone, so a shift that starts at 8am starts at 8am.
Scoped like everything else
A tenant sees their own staff and nobody else’s, through the same guard that protects every other row in the product.
| Staff | Hours | Rounds | Responses |
|---|---|---|---|
| RBRenée B. | 38.5 | 6 | 22 |
| DMDario M. | 34.0 | 4 | 17 |
| KLKim L. Shift capped | 16.0 | 2 | 8 |
You · today
00:00:00
00:00:00
Partner portal
Every realtor you know is a referral engine.
Give them their own login, their own link and their own numbers. They watch their referrals move through the funnel, and Halo reminds them until the agreement and W-9 are in. Commission rates are yours to set.
What a referring realtor sees when they log in to your domain
Payable now$1,940
Cleared the 14-day window
This month$4,820
7 enrollments · 1 pending
Earned to date$23,600
Since March
Your partner tier
Gold · 30% per enrollment
BronzeSilverGoldPlatinum
11 more enrollments to Platinum (35%)
Your lead funnel
Clicked64
Booked a call31
Enrolled14
https://www.yourfirm.com/f/brooks-lendingSample partner with sample numbers.
The comparison
Everything they do. And the things only we do.
Credit Repair Cloud and DisputeFox are the two names you already know. Here is the table, theirs and ours, read from their own published pages. Where they are the better fit, the full comparisons say so.
Swipe the table sideways to see all three →
| Feature | SCAILfrom $199 / mo | Credit Repair Cloudfrom $129 / mo | DisputeFoxfrom $49 / mo |
|---|
The full comparisons, with where each rival is the better fit:SCAIL vs Credit Repair CloudSCAIL vs DisputeFox
Operator stories
Operators on SCAIL, in their own words.
SCAIL is software and doesn’t guarantee outcomes. Testimonials reflect the individual operator’s experience.
05 / PricingStart with 30 days free
Simple pricing that grows with your book.
Prices in USD. Annual plans bill 10 months for 12.
Start here
Starter
For firms moving off a patchwork of tools.
$199/mo
30-day free trial
- 3 team seats
- Up to 300 active clients
- Letters, certified mail, rounds
- Client portal and billing
Pro
For growing teams with a fuller book.
$499/mo
30-day free trial
- 5 team seats
- Up to 600 active clients
- Everything in Starter
Scale
For established firms running at volume.
$999/mo
30-day free trial, plus $1,497 Launch and Migration
- 10 team seats
- Up to 1,200 active clients
- Everything in Pro
Enterprise
For multi-team operations.
$1,999/mo
Set up with our team
- 20 team seats
- Up to 2,500 active clients
- Everything in Scale
Nothing charged until day 3130-day free trial on Starter, Pro and Scale, with a card on file.
$50 per extra seatPer month, on every plan. A seat is an admin or staff login; clients never count.
Importer includedThe self-serve importer comes with every plan and every trial.
30-day free trial on Starter, Pro and Scale, card required. First charge on day 31, at the plan price shown on the plan cards. Renews monthly, or yearly on an annual plan, until you cancel. Cancel online any time in Settings → Billing, no phone call needed. Terms
Starter already includes 3 staff seats and Halo on every client, so a three-person firm pays $199 a month, not $199 plus a seat for everyone else.
Carrying more than 1,200 clients or need a named account manager? Book a call about Enterprise or write to sales@scailapp.com.
Not running a firm? SCAIL DIY is $99 a month: the same engine, licensed to one person for their own credit report.
Comparing software? SCAIL vs Credit Repair Cloud and SCAIL vs DisputeFox, row by row from their own published pages.
| Per workspace | Starter | Pro | Scale | Enterprise |
|---|---|---|---|---|
| Monthly price | $199 | $499 | $999 | $1,999 |
| Billed annually (2 months free) | $1,990 / yr | $4,990 / yr | $9,990 / yr | $19,990 / yr |
| Active clients | 300 | 600 | 1,200 | 2,500 |
| Staff seats included | 3 | 5 | 10 | 20 |
| Each extra staff seat | $50 a month, on every plan | |||
| Halo, the AI agent | Included on every plan, every client | |||
| Custom domain, badge removed | — | ✓ | ✓ | ✓ |
| Full API access | — | — | ✓ | ✓ |
| Support | Email, next business day | Priority email and live chat, same business day | Phone and priority, dedicated onboarding | Named account manager, contracted SLA |
| One-time setup | None | None | $1,497 Launch & Migration | None |
| Free trial | 30 days | 30 days | 30 days | By consultation |
The desksevery plan, including the trial
A desk is a capability, not a feature flag. The field-level attack is the reason to leave the software you are on, so it is not something we sell you separately: every desk below ships on every plan, starting at Starter.
Add-onsone unlock, then only when you unlock a client
Funding only, no credit repair? The Funding Desk is also its own plan, with the repair engine off. See the standalone plan →
The other way this gets pricedper attack, per month
Everything above is capacity. Some platforms charge nothing for capacity and bill by the dispute instead: around $17 per attack across the three bureaus, or about $12 in bulk. On a small book that is genuinely cheaper than we are. Past a dozen or so rounds a month it stops being cheaper very quickly, so here is the arithmetic with your own volume in it.
Not running a firm?SCAIL DIY · $99 a month
The same engine, licensed to one person for their own credit report. Cancel any time.
Add-on · for your firmWebsite build · $799 once
A custom marketing site in your brand, with a live preview before you buy. Hosting provided by you.
06 / Live trainingLive training,
Live training,
every Thursday.
5 PM Pacific, every week. Bring your questions and work through real workflows with the team that builds SCAIL. New to SCAIL? Start with a live demo.
NEXT SESSIONThursday, 5:00 PM PT
02days
14hours
36minutes
08seconds
Your brand. Your clients. One system.
Every plan includes Halo, the client portal, mail through Lob and the importer. Start free, or talk to us first.
Not running a firm? SCAIL DIY is $99 a month for your own report. Start DIY · How DIY works07 / Built by an operator
SCAIL was built by someone who ran the work it replaces.
Sean Scales founded Credit Repair Evolved and ran its done-for-you program for more than 1,600 clients. SCAIL is the system he built from that work: every workflow his team handled across separate tools, on one client file.
08 / Questions
Questions firm owners ask first.
What is SCAIL?
SCAIL is software for credit repair business owners. It runs your client portal, dispute letters and certified mail, round tracking, billing and credit report analysis in one system. SCAIL does not provide credit repair services to consumers.
How does the free trial work?
Starter, Pro and Scale include a 30-day free trial. We keep a card on file and nothing is charged until day 31.
Can I bring my clients from my current software?
Yes. The self-serve importer is included in every plan and every trial. If you would rather have our team run the move for you, done-for-you migration is a paid service we can quote on your demo.
What counts as a seat?
A seat is an active admin or staff login. Clients and partners never count. Starter includes 3 seats, and each extra seat is $50 a month on every plan.
How are dispute letters mailed?
You approve the round's letters in SCAIL and send them by certified mail from inside the app. Tracking status comes back to the client file.
Does SCAIL guarantee results for my clients?
No. SCAIL is software. Outcomes depend on each consumer's credit file and the law, and no one can promise deletions or score changes.
When is live training?
Every Thursday at 5 PM Pacific. Book a live demo to get started.
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30-day trial.
Card on file, nothing charged until day 31. Prefer a walkthrough first? Book a live demo with our team.
30-day free trial on Starter, Pro and Scale, card required. First charge on day 31, at the plan price shown on the plan cards. Renews monthly, or yearly on an annual plan, until you cancel. Cancel online any time in Settings → Billing, no phone call needed. Terms